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Terms & Conditions



AGREEMENT BETWEEN USER AND GREAT iDEAS EDUTAINMENT LLC & GREAT iDEAS EDUTAINMENT FOUNDATION


PLEASE READ THE FOLLOWING TERMS OF USE AND DISCLAIMERS CAREFULLY BEFORE USING THIS WEB SITE. By accessing or using this Site, you agree to these terms of use, conditions and all applicable laws. If you do not agree to these terms you may not use this Site.
FinancialLiteracyMusic.com is a financial literacy Site operated by GREAT iDEAS EDUTAINMENT LLC that provides personal finance and other information. FinancialLiteracyMusic.com is not a site that offers financial advice or any other specific advice. The information provided in the Site represent the opinion of GREAT iDEAS EDUTAINMENT LLC and should never be considered specific advice, general advice, or advice of any kind. Rather the Site provides generic information that should be independently researched. GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION recommend that anyone seeking personal, specific advice consult in person with a trusted financial planner to discuss the best course of action with regard to their individual circumstances and financial situation. GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION assume no responsibility for individual personal finance choices or individual personal finance results.

FinancialLiteracyMusic.com is operated by GREAT iDEAS EDUTAINMENT LLC FinancialLiteracyMusic.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the FinancialLiteracyMusic.com constitutes your agreement to all such terms, conditions, and notices. Additionally, the FinancialLiteracyMusic.com site may contain additional terms that govern particular features or offers (for example, sweepstakes or chat areas). In the event that any of the terms, conditions, and notices contained herein conflict with the Additional Terms or other terms and guidelines then these terms shall control.

MODIFICATION OF THESE TERMS OF USE

GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION reserve the right to change the terms, conditions, and notices under which FinancialLiteracyMusic.com is offered, including but not limited to the charges associated with the use of FinancialLiteracyMusic.com. You are responsible for regularly reviewing these terms and conditions.

USE OF SITE - PERSONAL AND NON-COMMERCIAL USE LIMITATION

Unless otherwise specified, FinancialLiteracyMusic.com is for your personal and noncommercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from FinancialLiteracyMusic.com.
You may display and, subject to any expressly stated restrictions or limitations relating to specific material, electronically copy, download and print hard copy portions of the material from the different areas of the Site solely for your own noncommercial use, or to place an order with FinancialLiteracyMusic.com. Any other use of materials on this Site, including but not limited to the modification, reproduction, distribution, republication, display or transmission of the content of this Site, without prior written permission of GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION is strictly prohibited.
Harassment in any manner or form on FinancialLiteracyMusic.com, including via e-mail and chat or by obscene or abusive language is strictly forbidden. Impersonation of others, including a GREAT iDEAS EDUTAINMENT LLC or GREAT iDEAS EDUTAINMENT FOUNDATION employee, host, or representative or other members or visitors on the Site is prohibited. You may not upload to, distribute, or otherwise publish through the Site any content which is libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable, or which may constitute or encourage a criminal offense, violate the rights of any party or otherwise give rise to liability or violate any law. You may not upload commercial content on the Site or use the Site to solicit others to join or become members of any other commercial online service or other organization.

COPYRIGHTS AND TRADEMARKS

The entire content included in this Site, including but not limited to text, design, graphics, interfaces, or code and the selection and arrangements thereof is copyrighted as a collective work under the United States and other copyright laws, and is the property of GREAT iDEAS EDUTAINMENT LLC. The collective work includes works that are created by GREAT iDEAS EDUTAINMENT LLC. Copyright 2007, 2008,2009. ALL RIGHTS RESERVED. All trademarks, service marks, and trade names (collectively the "Marks") are trademarks or registered trademarks of and are proprietary to GREAT iDEAS EDUTAINMENT LLC, or other respective owners that have granted GREAT iDEAS EDUTAINMENT LLC the right and license to use such Marks.

NOTICES AND PROCEDURES FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement should be sent to the website's designated agent. Johnny@FinancialLiteracyMusic.com. ALL INQUIRIES NOT RELEVANT TO OR NOT COMPLYING WITH THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE.
GREAT iDEAS EDUTAINMENT LLC respects the intellectual property of others, and we ask our users and visitors to do the same. GREAT iDEAS EDUTAINMENT LLC will process and investigate notices of alleged infringement and will take appropriate actions. Upon receipt of verified, legitimate notice, GREAT iDEAS EDUTAINMENT LLC will act to remove or disable access to the material in question.

If you believe that your work has been copied in a way that constitutes copyright infringement, please provide GREAT iDEAS EDUTAINMENT LLC the following information. Please be advised that to be effective, the Notification must include ALL of the following:

1. a physical signature of the person authorized to act on behalf of the owner of an exclusive copyright that is allegedly infringed;
2. a description of the copyrighted work that you claim has been infringed;
3. proof that the work in question has been infringed
4. a description of where the material that you claim is infringing is located on the Site;
5. your address, telephone number, and email address and all other information reasonably sufficient to permit GREAT iDEAS EDUTAINMENT LLC to contact you;
6. a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
7. a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Notices of claimed copyright infringement should be directed to:

P.O. Box 294-541
Lewisville TX 75029-4541
Copyright Agent


TYPOGRAPHICAL ERRORS

In the event a GREAT iDEAS EDUTAINMENT LLC or GREAT iDEAS EDUTAINMENT FOUNDATION product or service is listed at an incorrect price due to typographical error or any other error, GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION shall have the right to refuse or cancel any orders placed for product or service listed at the incorrect price. GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION shall have the right to refuse or cancel any such orders whether or not the order has been confirmed and your credit card charged. If your credit card has already been charged for the purchase and your order is canceled, GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION shall ensure that a credit is issued to your credit card account in the amount of the incorrect price.

TERM; TERMINATION

These terms and conditions are applicable to you upon your accessing the Site and/or completing the registration or shopping process. These terms and conditions, or any of them, may be modified or terminated by GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION without notice at any time for any reason. The provisions relating to Copyrights and Trademarks, Disclaimer, Claims, Limitation of Liability, Indemnification, Applicable Laws, Arbitration and General, shall survive any termination.

USER PARTICIPATION

GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION do not and cannot review all communications and materials posted to or created by users accessing the Site and is not in any manner responsible for the content of these communications and materials. You acknowledge that by providing you with the ability to view and distribute user generated content on the Site, GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION are merely acting as a passive conduit for such distribution and is not undertaking any obligation or liability relating to any contents or activities on the Site. However, GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION reserve the right to block or remove communications or materials that it determines to be (a) abusive, defamatory, or obscene, (b) fraudulent, deceptive, or misleading, (c) in violation of a copyright, trademark or; other intellectual property right of another or (d) violates any law or regulation or (e) offensive or otherwise unacceptable to GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION at its sole discretion. Note that any personally identifiable information you may post or transmit will be treated by GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION in accordance with the GREAT iDEAS EDUTAINMENT LLC Privacy Statement.

USER SUBMISSIONS

Except for any personally identifiable information we may collect from you under the guidelines established in our Privacy Statement, any material, information or other communication you transmit, upload or post to this Site ("Communications")will be considered non-confidential and non-proprietary. GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION will have no obligations with respect to the Communications. GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION and its designees will be free to copy, disclose, distribute, incorporate and otherwise use the Communications and all data, images, sounds, text, and other things embodied therein for any and all commercial or noncommercial purposes.

USER CHAT ROOMS

GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION may, but is not obligated to, monitor or review any areas on the Site where users transmit or post Communications or communicate solely with each other, including but not limited to chat rooms, bulletin boards or other user forums, and the content of any such Communications. GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION, however, will have no liability related to the content of any such Communications, whether or not arising under the laws of copyright, trademarks, libel, privacy, obscenity, or otherwise.

THIRD-PARTY LINKS

In an attempt to provide increased value to our visitors, this Site may contain links to other sites on the Internet that are owned and operated by third party vendors and other third parties (the "External Sites"). However, even if the third party is affiliated with GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION, GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION has no control over these linked sites, all of which have separate privacy and data collection practices, independent of GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION. GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION has no responsibility or liability for these independent policies or actions and is not responsible for the privacy practices or the content of such web sites. These linked sites are only for your convenience and therefore you access them at your own risk. Links do not imply that GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION sponsors, endorses, is affiliated with or associated with, or has been legally authorized to use any trademark, trade name, service mark, design, logo, symbol or other copyrighted materials displayed on or accessible through such External Sites. Nonetheless, GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION seek to protect the integrity of its Site and the links placed upon it and therefore requests any feedback on not only its own Site, but for sites it links to as well (including if a specific link does not work).You should contact the Site administrator or Webmaster for those External Sites if you have any concerns regarding such links or the content located on such External Sites.

CLAIMS

Each claim or statement about the effectiveness of GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION products and/or each claim or statement comparing the effectiveness of GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION products to the effectiveness of other products is expressly limited to the United States, unless otherwise disclosed on the Site.

DISCLAIMER

GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION makes no warranties or representations about the accuracy or completeness of this Site's content or the content of any site or External Sites.
GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION do not filter advertisements or other content that children may view through our sites or "hot-linked" sites, and they could receive content and materials from the Internet and/or advertising that are inappropriate for children. We encourage parents and guardians to spend time online with their children and to consider using an electronic filtering software.

THIS SITE AND THE MATERIALS, INFORMATION, SERVICES, AND PRODUCTS IN THIS SITE, INCLUDING, WITHOUT LIMITATION, TEXT, GRAPHICS, AND LINKS, ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, FREEDOM FROM COMPUTER VIRUS, AND WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION DO NOT REPRESENT OR WARRANT THAT THE FUNCTIONS CONTAINED IN THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES THE SITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION DO NOT MAKE ANY WARRANTIES OR REPRESENTATIONS REGARDING THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR COMPLETENESS, CORRECTNESS, ACCURACY, ADEQUACY, USEFULNESS, TIMELINESS, RELIABILITY OR OTHERWISE. THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY

IN NO EVENT SHALL GREAT iDEAS EDUTAINMENT LLC or the GREAT iDEAS EDUTAINMENT FOUNDATION BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, EXEMPLARY OR CONSEQUENTIAL, DAMAGES, OR ANY DAMAGES WHATSOEVER, EVEN IF GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN AN ACTION UNDER CONTRACT, NEGLIGENCE, OR ANY OTHER THEORY, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE, OR PERFORMANCE OF THE INFORMATION, SERVICES, PRODUCTS, AND MATERIALS AVAILABLE FROM THIS SITE. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. BECAUSE SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, OR THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION, its officers, directors, employees, agents, licensors and suppliers (collectively the "Provider") from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of these terms and conditions or any activity related to your Internet account (including negligent or wrongful conduct), by you or any other person accessing the Site using your Internet account.

APPLICABLE LAWS

Your use of this Site shall be governed in all respects by the laws of the state of Texas, U.S.A., without regard to choice of law provisions, and not by the 1980 U.N. Convention on contracts for the international sale of goods. You agree that jurisdiction over and venue in any legal proceeding directly or indirectly arising out of or relating to this Site (including but not limited to the purchase of GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION products) shall be in the state or federal courts Denton or Dallas County, Texas at the sole discretion of GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION. Any cause of action or claim you may have with respect to the Site (including but not limited to the purchase of GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION products) must be commenced within one (1) year after the claim or cause of action arises. GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION failure to insist upon or enforce strict performance of any provision of these terms and conditions shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any of these terms and conditions. GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION may assign its rights and duties under this Agreement to any party at any time without notice to you.
GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION make no representation that materials in the Site are appropriate or available for use in other locations, and access to them from territories where their content is illegal is prohibited. Those who choose to access this Site from locations outside Texas do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the materials in violation of U.S. export laws and regulations. Any claim relating to the materials shall be governed by the internal substantive laws of the State of Texas.

ARBITRATION

By using this Site, you agree that GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION, at its sole discretion, may require you to submit any disputes arising from the use of this Site, or these Terms and Conditions concerning or, including disputes arising from or concerning their interpretation, violation, nullity, invalidity, non-performance or termination, as well as disputes about filling gaps in this contract or its adaptation to newly arisen circumstances, to final and binding arbitration under the International Rules of Arbitration of the American Arbitration Association, by one or more arbitrators appointed in accordance with the said Rules. Notwithstanding these rules, however, such proceeding shall be governed by the laws of the state as set forth in the previous section.
Any award in an arbitration initiated under this clause shall be limited to monetary damages and shall include no injunction or direction to any party other than the direction to pay a monetary amount. Further, the arbitrator(s) shall have no authority to award punitive, consequential or other damages not measured by the prevailing party's actual damages in any arbitration initiated under this section, except as may be required by statute.

GENERAL

GREAT iDEAS EDUTAINMENT LLC and the GREAT iDEAS EDUTAINMENT FOUNDATION may revise these Terms at any time by updating this posting. You should visit this page from time to time to review the then-current Terms because they are binding on you. Certain provisions of these Terms may be superseded by expressly designated legal notices or terms located on particular pages at this Site.

Testimonials

"The absolute coolest teacher I've ever had. I never even cared about this stuff until now. I feel much better prepared to handle my finances. He made it fun. What's funny is, I'm confident I know more than my parents about this stuff"

Jennifer

High School Student

"At first I thought this [product] was for young people, but after going through the course, I now tell everybody I know about the website. I wish something like this existed when I was a kid, but I'm making the most of the information now. I've completed the program, but I still listen to it on the road just for entertainment. I'd recommend it to anyone"

Jared

Truck Driver

"It's definitely funky; never in a million years did I imagine that I could jam to a song on budgeting. I always knew getting informed on my personal finances was important, but I put it off because it's normally just too boring. But I have to admit, Financial Literacy Music is tight, these [people] really pulled it off."

Keith

College Student

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